Forums > Parents with Kidsby: ♥ Danielle+2 ♥

private insurance?

posted 4th Nov
For those of you with private insurance how much do you pay per month? I have been looking at quotes for me and the two girls and it seems like its between $200-$300 a month for all 3 of us to have good coverage and not a $10000 deductable lol I just want to see if that sounds about right of if I am just completely lost and have no clue what I am doing.
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I have 2 kids & live in Salem, Oregon
posted 4th Nov
Quoting ♥ Danielle+2 ♥:“ For those of you with private insurance how much do you pay per month? I have been looking at quotes ... [snip!] ... deductable lol I just want to see if that sounds about right of if I am just completely lost and have no clue what I am doing.”

I'm about to start researching myself. I currently pay $800 per month for myself & my son. Dh's is completely covered by his employer.
Today we were informed that we've no been paying enough & we'll owe about another $170 per month & that we owe over $3000 in back payments due to a clerical error.
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I have 1 child & 1 angel baby & live in Florida
posted 4th Nov
Quoting BG Biatch {FSC}:“ I'm about to start researching myself. I currently pay $800 per month for myself & my son. Dh's ... [snip!] ... enough & we'll owe about another $170 per month & that we owe over $3000 in back payments due to a clerical error.”

whaaaaat? thats messed up! Yeah my DH has coverage through his work for super cheap (like $30-something a month!) but to add on a wife and 2 kids would put it at about $600 a month so we are just going to do private insurance. I entered in all our info for a quote and the most expensive I have found was around $400 but it looks like we can get a pretty good plan for less than $300 a month for all 3 of us.
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I have 2 kids & live in Salem, Oregon
posted 4th Nov
Quoting ♥ Danielle+2 ♥:“ whaaaaat? thats messed up! Yeah my DH has coverage through his work for super cheap (like $30-something ... [snip!] ... I have found was around $400 but it looks like we can get a pretty good plan for less than $300 a month for all 3 of us.”

I hope I can find something. What we pay is just outlandish! I could freaking buy a piece of property & be renting it out for that!





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I have 1 child & 1 angel baby & live in Florida
posted 4th Nov
Quoting BG Biatch {FSC}:“ I hope I can find something. What we pay is just outlandish! I could freaking buy a piece of property & be renting it out for that! ”

yeah thats nuts!
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I have 2 kids & live in Salem, Oregon
posted 4th Nov
btw this is the site I used and when I asked for a quote from them (Kaiser Permanente) they showed a lot of other healthcare plans that are available. I think it would work for you too since you just put in your zipcode so they check what is available in your area.
http://kaiserquotes.com/
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I have 2 kids & live in Salem, Oregon
posted 4th Nov
Quoting ♥ Danielle+2 ♥:“ yeah thats nuts!”


It's just such a waste. We are three healthy people. I go to the Dr. maybe twice a year & Dh goes like once. Our son goes for his well checks and the occasional illness, but that's it. No reason we should be paying that much.
Good luck to you! I hope you find something that works for you.
quote
I have 1 child & 1 angel baby & live in Florida
posted 4th Nov
Quoting ♥ Danielle+2 ♥:“ btw this is the site I used and when I asked for a quote from them (Kaiser Permanente) they showed a ... [snip!] ... work for you too since you just put in your zipcode so they check what is available in your area. http://kaiserquotes.com/”

Thanks so much!
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I have 1 child & 1 angel baby & live in Florida
posted 4th Nov
Quoting BG Biatch {FSC}:“ It's just such a waste. We are three healthy people. I go to the Dr. maybe twice a year & Dh goes ... [snip!] ... but that's it. No reason we should be paying that much. Good luck to you! I hope you find something that works for you.”
yeah same here. no medical conditions and I am not overweight or anything (i know they charge you more if you are). non-smokers, ect.

Thanks!
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I have 2 kids & live in Salem, Oregon
posted 4th Nov
Quoting BG Biatch {FSC}:“ Thanks so much!”

np. good luck to you too!
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I have 2 kids & live in Salem, Oregon
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