Forums > Pregnancy IssuesPage 1 <> 49by: Mara

re: Americans who need insurance for your pregnancy

posted 25th Sep

Quoting :" Geeze I hate to say but you all get the raw end of the deal, we dont have to have insurance in australia ... [snip!] ... and all your bills are covered, however if you want private then you either get private insurance or pay out of pocket "

whoa that's awesome ...U.S.sucks for free healthcare unless super poor then the state helps you.

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I'm due December 15th (a boy) & live in Chicago, Illinois

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Amy A

2 posts

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posted 10th Oct

We couldn't qualify for pregnancy Medicaid in Georgia because my husband makes too much money and we also didn't have health insurance when I got pregnant with our 3rd child. I paid out of pocket for the first 5 months of prenatal care and it was over $400 for the visits, not including the special ultrasound they sent me for which I still haven't paid because its $1700! I also have a $300 lab bill for bloodwork. I had to stop prenatal care when they said I would need to pay $3000 for the rest of my care and the doctor's delivery fee, all by 28 weeks, which I couldn't afford. I am now 33 weeks and haven't had anymore doctor's visits since 26 weeks. Medicaid told me that if I had $4100 in bills then they would pay them so I'm just going without until the delivery fee and hope they pay for the hospital bill. Insurance is overrated and ridiculously expensive, if you have the cash on hand then its actually cheaper to pay out of pocket. The hospital has a flat fee if you pay out of pocket for a normal vaginal delivery if you pay by 28 weeks, same with most ob/gyn's. I, unfortunately, was unprepared for this pregnancy since we thought we were finished after my husband's vasectomy, but God had other plans and surprise! Just taking it one day at a time and praying for a healthy happy baby in a few more weeks! I'll deal with the bills later.

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I'm due November 26th (a girl), have 2 kids & live in Grantville, Georgia

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♥Mrs.Garciaonline

13221 posts

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posted 13th Oct

Quoting Amy A:" We couldn't qualify for pregnancy Medicaid in Georgia because my husband makes too much money and we ... [snip!] ... Just taking it one day at a time and praying for a healthy happy baby in a few more weeks! I'll deal with the bills later. "

That is the same situation we are in with insurance and income limits.
I can't afford the 2700 for the birthing fee and my doctor actually released me from his services. =/ So what ever, I didn't like him any ways. I stopped working here recently so we qualified and reapplied for medicaid. They have been dragging on the application process because employment verification. The companies aren't sending the paperwork back to medicaid.

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I have 2 kids & 1 angel baby & live in Houston, Texas

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Madison Thibodaux

10 posts

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posted 14th Oct

Quoting jaki.my.ny:" News for medicaid people. I'm six months pregnant and I've had Medicaid all along and although they do ... [snip!] ... powerful country what does that say about all the uninsured, under insured people in the greatest world pwr, America? "

I am 4 1/2 months pregnant and applied for medicaid over 2 months ago (they said it would take 3 months for me to hear anything because they were short staffed.) I have had regular prenatal appointments every month at no cost to me, yet. You should talk to the doctors office about it. I told them immediately that I would be applying for Medicaid and they referred me to the Plan First program, which set up my appointments and helped me with my paperwork. Everything that you do since your application should be retroactively covered. I asked about this at my Medicaid office and they said everything since the month I put in my application, August, would be covered. So, I didn't have to skip any appointments- if your doctors office doesn't do this, maybe you should look for another. I dealt with the whole Medicaid thing with my last pregnancy, which resulted in miscarriage, and it was more than frustrating. This time I knew what I was getting into, so I didn't stress as much. It'll work out! I totally understand where you are coming from, though.

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I live in Birmingham, Alabama

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jesikamariie

5 posts

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posted 19th Oct

since its income restricted to qualify for FL medicaid I do not qualify which sucks... because i make just a couple of dollars NOT hundreds more... I left my job to go back to a previous employer recently making a little extra but i had to elect to pay cobra ins with the old company which is $500 a month until i'm eligible for health in 90 days... I am a single mother to be and honestly I don't even know how i'm making it... Atleast WIC helps a little for food.. but i have no other assistance... So its either suck up the $500 barely now which i'm working all the way up till i pop or pay over $3500 for delivery etc.

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I'm due November 15th (a girl) & live in Orlando, Florida

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jesikamariie

5 posts

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posted 19th Oct

on top of lab bills and other medical expenses that are just pilled up that i cant pay.. this was unexpected and i am trying to keep my sanity and take responsibility for once in my life... and it's sad the babies father just took off.. MIA since july... I dont know how men can do this?!?!? Quoting jesikamariie:" since its income restricted to qualify for FL medicaid I do not qualify which sucks... because i make ... [snip!] ... So its either suck up the $500 barely now which i'm working all the way up till i pop or pay over $3500 for delivery etc."

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I'm due November 15th (a girl) & live in Orlando, Florida

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Kateryna

3 posts

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posted 22nd Oct

I applied for MEDICAID and still waiting for my card to come. but the clinic i go to have a program to help people that have no insurance. they asked for papers for our income and told us we do NOT have to pay a penny for anything even if our card dont come on time. I would check with your clinic if they have anything like this.
Good luck!

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I live in Concord, North Carolina

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Daen Riley

58 posts

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posted 28th Oct

In Texas if you don't qualify for Medicare you can apply for CHIPS thats what I have and it covers the basic like doctor appointments one ultrasound, medicine and lamas classes etc. plus when I have the baby Medicare takes over and pays for the hospital I just have to send paperwork over to CHIPS. there are options and help out there we just have to look for government help even if its a little help, its still help.

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I live in Beeville, Texas

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Shakera Desiree Aziz

20 posts

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posted 11th Nov

Im Seriously thankful i live in Canada, Never have to pay a cent!

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I'm due June 25th (a boy) & live in Winnipeg, Manitoba

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ChubbyCheekers™

3106 posts

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posted 11th Nov

Medicaid around here is taking months to approve people because they're "understaffed". It used to be they had 30 days in which to make a decision, but a friend of mine has been waiting over 3 months now. I've heard the same thing from a lot of other people now and am currently applying because my hubby lost his job, and therefore our insurance. I'm technically only part-time at my job so for me to get a family plan would cost nearly my entire paycheck. So we applied for Medicaid but the baby is due in 4 weeks so who knows if we'll have it in time for delivery.

At least I'm still covered under my parents' insurance...not the baby, though.

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I have 2 kids & live in New York

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account removed

posted 13th Nov

My Wife has left me for another man, and it about 2weeks now she is no longer returning text messages, calls, or emails. I tired to ask her wha happened to her but she told me nothing, that i did nothing wrong at all, she is just tired and that's why she wants to leave the relationship.
This make me cry day and night seeing the woman i love and has been married with for 7years just left me for no reason. She was asking for a divorce letter. I couldn't watch my family tearing out, so i found a spell caster inline with email; templeofancientancestors@gmail.com who told me he could do this, that he could reunite my family in 3days.
I tried to believe because it was so surprising to see things go perfect in just 3days. I allowed the spell caster to work on it. After 3days my wife called me that she wants to meet me, i had no choice because i have been looking for an opportunity, and when i got to meet her, she knelt to my feet pleading to me never to go astray from the family ever again.and never believed it was true until she called the lawyer to cancel the divorce. This amaze me like never before and now my wife and i are more dedicated in love like never before.
The Templeofancientancestors@gmail.com, spell caster is a wizard to bring this to fulfillment. I could never have believed if i was told that such exist until I used it.

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I live in Japan

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HotSocks22

6 posts

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posted 2nd Dec

So sorry for all you americans can't imagine how stressful that would be to have to pay for everything, especially for those in unplanned pregnancies who didnt set up any insurance before getting pregnant. makes me very thankful to be living in a country where i can walk into any hospital or clinic and they will help me for free.

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I live in British Columbia

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Corie Horvath

1 posts

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posted 10th Dec

I have insurance also but my deductible is so high it's almost pointless. We have to pay $5000 deductible and $10,000 out of pocket before any coverage kicks in and to make things worse our pregnancy goes into the new year so our deductible gets reset and we technically have a $10,000 deductible and $20,000 out of pocket. I have not even had my diagnostic ultrasound yet because I can not find an affordable option.

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I'm due April 29th (a boy) & live in Nevada

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MamaMiguez

76 posts

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posted 10th Dec

im in texas and i got on medicade for pregnant women and they have helped me alot even with some dental.

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I have 1 child & 1 angel baby & live in Cameron, Texas

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Amanda Ashly Foster

44 posts

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posted 12th Dec

Quoting jaki.my.ny:" News for medicaid people. I'm six months pregnant and I've had Medicaid all along and although they do ... [snip!] ... powerful country what does that say about all the uninsured, under insured people in the greatest world pwr, America? "

medicaid had the wrong due date and was going to cut me saying i was 2 months postpartum im due 1413 and now im having to redo all my paperwork

re: Americans who need insurance for your pregnancy

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