re: Americans who need insurance for your pregnancy

I too am so frustrated with the insurance program in the U.S. I have a great professional job which includes insurance, however, since i work for a small firm, the insurance does not cover maternity. I make too much money to qualify for any type of State aid, so my fiance and I are stuck paying $400 per month for doctor visits which do not include bloodwork or ultrasounds, and I still have to figure out a way to pay the hospital bill! It is very stressful, but I just try not to worry so much. An another poster said, I would be better off right now to be unemployed and then i would get everything paid for. That is NOT FAIR.

I was working at Circuit City and I was on My daddy's insurance so everything was good....then circuit city closed and of course i find out my preggy so I went the first 4 months of my pregnancy without insurance I couldnt get approved for anything I signed up Cingery Health Insurance found out it wasnt going to cover anything.. Tried Famis and Medicaid but they kept saying our house income was to much..SoI had to move in with my grandparents and I finally got approved for Medicaid...Everything been Good After That...Just Waitin For October For MyLil Girl

Quoting g0ds3nt4bricks:“ im glad i have medicaid. the only thing ima have to pay for is for him to get circumcised”

DO YOU KNOW HOW MUCH THE CIRCUMCISE COST?

Quoting SPARKLE123:“ DO YOU KNOW HOW MUCH THE CIRCUMCISE COST?”

Why are you yelling it's so rude. 

I am really glad I live in australia, we have health care, for low income earners or people on centrelink (welfare)

I have not paid ANY out of pocket expenses and have had good prenatal care, i couldnt imagine how i would have gone living in america only getting $150 a fortnight, until the baby is here.


Woohoo australia and its health budget in politics lol.

Quoting xX.BiA.Xx:“ this topic reminds me of my home ec teacher talking go me as if having medicaid is wrong. she was like, ... [snip!] ... personally. its better cuz you schedule an appointment to talk with an agent usually by the next week. hope this helps =]”

Well, even though your home ec teacher is right (Medicaid is paid by taxpayers - nothing is "free"), she should have never said that to you, especially considering she is one of your teachers!

Quoting [[4 DAYS OVER!]]:“ I am really glad I live in australia, we have health care, for low income earners or people on centrelink ... [snip!] ... in america only getting $150 a fortnight, until the baby is here. Woohoo australia and its health budget in politics lol.”

wtf is a fortnight? lol

I'm so glad we have PCAP in NY... The income guidelines are much higher than medicaid, you can qualify even if you have health insurance that will cover you but just not 100% or will end at some point due to a cap. It will also cover the mother for 2 months after the baby is born and the baby till they are a year old. But it covers 100% or at least the difference that your insurance doesn't cover. For example, my insurance will cover 70% then I'm responsible for 30%, this will take care of the 30% so I don't have to pay a penny and then once I meet my $2,000 cap for outpatient visits, it'll pick up as my primary and cover 100%. Good luck ladies and don't give up looking.

Quoting .:.*Adryannahs-Mommy*.:.:“ wtf is a fortnight? lol”

are you retarded? lol.

A fortnight is 2 weeks.

Quoting Ready2Pop:“ I don't have insurance, I'm kind of worried about that. It's like more than 500 dollars just to have a baby I'm guessing.”

$500 isnt even close to how much its gonna cost u

Quoting Hes perfect!:“ are you retarded? lol. A fortnight is 2 weeks.”

We don't use the word fortnight in the US...........
SO no she isn't retarded. We simply say 2 weeks.

I got pregnant just to have insurence... because i have a medical condition and no one would let me have insurence so I got pregnant but what sucks is in aug. my baby is due so after i go back to no insurence

i am so thankful for medicaid...i first got it when i got pregnant with my son...and its based off your income...i havnt lost it yet..im not sure how i would have ever paid for the hospital bill alone

medicaid where i am is next to impossible to get. Ive applied twice since i got pregnant and have been told twice that i'm "unlikely" to get it. yet i have no income. my boyfriend isnt working. we're struggling. my bills from a whole 3-4 visits now is already at $1600.... and they are crappy doctors there... ugh. i hopefully find out in the next 45 days if im approved or not. kills me that they said its not looking likely tho. i dont see why. i fit their criteria and then some. its stressing me out more than anything else.

Quoting .Cassandra.:“ I'm so glad we have PCAP in NY... The income guidelines are much higher than medicaid, you can qualify ... [snip!] ... my $2,000 cap for outpatient visits, it'll pick up as my primary and cover 100%. Good luck ladies and don't give up looking.”

they had me apply for this as well and it isnt looking good. which is just lame since I have no income and its based on income... and theres one choice of where to go where i am if you use it or dont have anything and they seem pretty useless to me. everything they told me i already knew or had done myself prior to even meeting them...