<blockquote><b>Quoting kthx.:</b>" Yus! I guess I found the jackpot for areas   I've been looking around Cleves, but all the houses ... [snip!] ... in Colerain Township which is about 10 minutes north... and helllooo houses LOL. This one is $135,900... $600 a month. "</blockquote>




Holy cow, seriously.

Personal question, (don't answer if you don't want to) how much do you make an hour?

Ugh I hate it here, you won't find anything but a fixer-upper for less than 200k

I'd never want to make such a commitment to living with my mother in law/SO's mother.
And you gotta think, unless you get a house with a least 2 more bedrooms than you would get if it were just you guys, it won't really make a difference.
a 3 bedroom vs a 4 bedroom with an extra person won't really give you much extra space, bedroom wise.
And with the hoarding and whatnot, I just for sure wouldn't do it.

My in-laws, a few years ago, offered us to live with them. We'd have 1 bedroom upstairs, and the basement, that has a bedroom. Which is about as much space as we have now. And they only wanted like, $600 a month that they were going to put away in savings for us, and then give to us in a huge chunk when we had enough for a down payment. It was super sweet but I still just...no.

Not to bust your bubble but where are you getting these prices from? I just helped my brother with the purchase of his first home and it's was 124900. He put down 6245 which was 5% and his mortgage payment is $708. That is with a 3% interest rate on a 30 year loan. His property taxes are $1003 a year and insurance is $375. He also has to carry mortgage insurance which is $93 a month. He got the seller to pay half closing so he still had to come with a few grand for that. You need to figure in all those hidden costs not just the house price with interest.

Quoting Lara +2:" <blockquote><b>Quoting kthx.:</b>" Yus! I guess I found the jackpot for areas   ... [snip!] ... don't want to) how much do you make an hour? Ugh I hate it here, you won't find anything but a fixer-upper for less than 200k"

I make $8.95 (which is Smurf for what I do, I'm an assistant manager). SO makes $14.50. We bring in about $50k a year.

Quoting CerealMakerWife♥:" Not to bust your bubble but where are you getting these prices from? I just helped my brother with the ... [snip!] ... had to come with a few grand for that. You need to figure in all those hidden costs not just the house price with interest."

I obviously know there are closing costs, insurance, and fees throughout the year. Which is why I'm wanting to keep the monthly payment below what we're paying now ($690), so I can factor in those added monthly costs.

Quoting I love Kenzi:" if it was between me and my mil id live in a box under a bridge in hell with country music playing. ... [snip!] ... out in contract to protect everyone involved. if she babysits then take that in consideration when she pays her share"

LMFAO

I know I'm late but

Hell. Smurfing. No.

(to the MIL living w/ you guys)

the cheaper house still looks great

<blockquote><b>Quoting kthx.:</b>" I make $8.95 (which is Smurf for what I do, I'm an assistant manager). SO makes $14.50. We bring in about $50k a year."</blockquote>




That's not to bad!!!

I wish we could move out of alaska

Quoting Lara +2:" <blockquote><b>Quoting kthx.:</b>" I make $8.95 (which is Smurf for what I do, I'm ... [snip!] ... makes $14.50. We bring in about $50k a year."</blockquote> That's not to bad!!! I wish we could move out of alaska"

I wanna move to Rhode Island. I have no idea why  

<blockquote><b>Quoting kthx.:</b>" I wanna move to Rhode Island. I have no idea why  "</blockquote>




I would actually move anywhere but here lol

Quoting kthx.:" Yus! I guess I found the jackpot for areas   I've been looking around Cleves, but all the houses ... [snip!] ... in Colerain Township which is about 10 minutes north... and helllooo houses LOL. This one is $135,900... $600 a month. "

Those numbers aren't right because our loan was only 88k and our mortgage is 726 a month.

Quoting [wtf] i'm heather.:" Those numbers aren't right because our loan was only 88k and our mortgage is 726 a month. "

How? My coworker has a house in Colerain and her mortgage is around $90k and her payments are only $605 a month... including taxes and what not. She also put the minimum amount required down... I think she said $3-4k.

<blockquote><b>Quoting kthx.:</b>" How? My coworker has a house in Colerain and her mortgage is around $90k and her payments are only $605 ... [snip!] ... are only $605 a month... including taxes and what not. She also put the minimum amount required down... I think she said $3-4k."</blockquote>




I think the persons credit score and interest rate has alot to do with it too

Quoting Lara +2:" <blockquote><b>Quoting kthx.:</b>" How? My coworker has a house in Colerain and her ... [snip!] ... I think she said $3-4k."</blockquote> I think the persons credit score and interest rate has alot to do with it too"

She was in the process of filing bankruptcy   SO has pretty good credit... somewhere in the lower 700s. Mine has jumped 100 points within the last year (thank you, car loan). So I don't think our interest would be too insane. I couldn't imagine paying $700+ on an $88k house. That's crazy. Unless she's in downtown Cincinnati or a historical part (then I could understand). But in a neighborhood with no significance? Nuts.

Quoting kthx.:" She was in the process of filing bankruptcy   SO has pretty good credit... somewhere in the lower ... [snip!] ... she's in downtown Cincinnati or a historical part (then I could understand). But in a neighborhood with no significance? Nuts."

holy gorgeous avi