Quoting Not tellin:" <blockquote><b>Quoting MunchkinWrangler:</b>" I need to admit that im incredibly stressed ... [snip!] ... write them letters to get them removed from your credit report. Google credit repair and find free tips on the letters to use."
Once they have gone to collections does that stay on my credit?
What would I even say in a letter?
I'm trying not to stress... I mean, I'm paying the important bills... I've just been working so hard to build up my credit because I really hadn't even have time to establish much credit anyways. I opened a few credit accounts to try and build myself some credit... and then this smurf happened and I had to put them on a back burner.
It sucks because literally in just a month or two everything will be perfectly fine... but for the time being, I can't help but stress.