Quoting *~AngelEyes~*:" We had a payment arrangement of $200 bc that's all we could pay. We only have a lil over $300 in the ... [snip!] ... pay money we don't have... as I said before I get they want their money, but if you only have a hundred, you can't give 300."
They push because a lot of people lie and say they only have "x" amount when they really have more then that. It sucks, but that's why they do it. They want their money, so if that means you need to borrow money or do whatever else, that's okay with them. It's why they insist you need to pay a larger amount, hoping you'll make it work.