What's the process?
posted 10th Feb
How can I get a small loan ($500-$1,000) ?
What is the process USUALLY like if Ido it through the bank?
It's an emergency and I won't be able to pay it back for about 6 months.
quoteI have 1 child & live in
Oregonposted 10th Feb
I don't know if the bank will let you borrow that amount it's usually 2k and up but call them.
quoteposted 10th Feb
You need good credit, a small debt to income ratio, and proof of income.
Believe it or not, they are less likely to give small loans like that.
quoteposted 10th Feb
Damn it.
Is there anything else I can do??
quoteI have 1 child & live in
Oregonposted 10th Feb
<blockquote><b>Quoting Silly Mily's Momma ♡:</b>" Damn it. Is there anything else I can do??"</blockquote>
Get a bigger loan maybe and just use the left over Money to pay it for the 6 months you can't do it.
quoteposted 10th Feb
DH works as a credit analyst for a major bank. He says you can get a cash advance on your credit card, but the interest on the loan is usually around 24%.
quoteposted 10th Feb
<blockquote><b>Quoting Glo♥:</b>" <blockquote><b>Quoting Silly Mily's Momma ♡:</b>" Damn it. Is there anything else ... [snip!] ... Get a bigger loan maybe and just use the left over Money to pay it for the 6 months you can't do it."</blockquote>
That's a good idea. But idk if I can even get a loan. I think y credit might be bad :/
quoteI have 1 child & live in
Oregonposted 10th Feb
<blockquote><b>Quoting Silly Mily's Momma ♡:</b>" <blockquote><b>Quoting Glo♥:</b>" <blockquote><b>Quoting Silly Mily's ... [snip!] ... you can't do it."</blockquote> That's a good idea. But idk if I can even get a loan. I think y credit might be bad :/"</blockquote>
Just call your bank and try see if you can. If not try a credit card.
quote post reply