Quoting O ♥ G:" What is the best way to get a credit report? I've never gotten one before and I really need to start ... [snip!] ... when I get my taxes back and the report. Also, anyone have any tips on how to go about building credit up??? I'm desperate "
Quoting Kay plus Three:" Try credit karma too, it doesn't give you your score but it does give you a grade and tips for improving as well as a simulator for how doing certain things will affect your score."