probably a stupid question about e-banking

You know how if you have online banking you can set up bill payments from there...you add the payee and all that good stuff and you can set up when to pay and all that good stuff..

Well, here's the question, is this like the "online" equivalent of writing a check? The reason I ask is because we have the loan payment for our truck, on the credit union website you can pay via cash advance, which for that I can only use my old bank account because for some reason my husband's bank doesn't do cash advance, so I would use my info. I closed my account, and was added to his account, I just set up online banking under my name and I saw the whole bill pay thing, I added the info for the credit union, the account number under them, their address etc etc, and I'm pretty much ready to send the payment...but then got to thinking if this is going to work lol

so any input appreciated

I'm probably no help but i used the online bill-pay once and ended up sending the check to myself.   But yes it is, they made a check to the bill i was paying and sent it out.

That is the way I pay our car payment. It goes to them exactly like a check. Instead of having a signature from you, it's authorized by the bank, sort of like a cashier's check. I've never had any issues with paying that way.

Awesome, I just did it, here's hoping it works, and if it does, DH is going to be pissed because for the longest time he has been taking money out of his account and putting it in my account so we can pay the truck  

Quoting iLL-Legal Alien:" Awesome, I just did it, here's hoping it works, and if it does, DH is going to be pissed because for ... [snip!] ... for the longest time he has been taking money out of his account and putting it in my account so we can pay the truck  "

who do you bank with?

Quoting Whitney*JAS*BMM*:" who do you bank with?"

right now woodforest.

Quoting iLL-Legal Alien:" right now woodforest."

That's the one inside walmart right?

Quoting ღ.ღ.ღ:" That's the one inside walmart right?"

yep

Quoting iLL-Legal Alien:" yep"

Are they good to bank with, DH was going to go there but decided not to because his co-workers say they suck.

Quoting ღ.ღ.ღ:" Are they good to bank with, DH was going to go there but decided not to because his co-workers say they

So far the only issue we have had is with them not doing cash advance, other than that they have been good, their phone customer service has always been helpful and they're always friendly when we go to the actual branch.

Quoting iLL-Legal Alien:" So far the only issue we have had is with them not doing cash advance, other than that they have been ... [snip!] ... been good, their phone customer service has always been helpful and they're always friendly when we go to the actual branch."

We might end up banking with them then if our original banker doesn't work out for us. I can't remember the reasons but DH was set on not banking with them because of it.

Quoting iLL-Legal Alien:" yep"

why arent you with USAA?

we use andrews federal credit union, but have been thinking of switching to usaa...

Quoting J+D=4:" we use andrews federal credit union, but have been thinking of switching to usaa..."

i have usaa and I love them to death!

That's exactly how I pay all my bills, through e banking.