Quoting ♫ boobook ♫:" black mold is serious and can make you very sick. Little kids are smaller so the effects are worse and ... [snip!] ... down payment with your taxes, maybe get a line of credit through a bank with monthly installments to get the plumbing fixed. "
That's why we keep the bathroom door closed at all times so no spores escape in the air and I daily pour bathtub cleaner down the line to kill what I can. Only we use that bathroom. DS doesn't go in there or near it. We just moved from our apartment and bought this house not even a year ago because our apartment kept flooding and they wouldn't replace the flooring so we had black mold under the carpet. It flooded a ridiculous amount of times when we lived there and they would never fix the issue. We left and lived with my mom for a week while we closed on the house because I couldn't take it there anymore.
Also, our tub backs up immediately even if you barely turn the water on, so I know it's not an issue of how much water is going through the line. When it started a couple of months ago I tried running a snake and found rock inside the pipes. It's our foundation causing the issue, it has to be. I would make a down payment with our taxes but we can't. Because we've never hired a plumber no one will allow us to make payments. You have to be a previous customer or you have to pay for everything up front with cash. I called every plumber in town and they all said the same thing. I'm related to one of them even through marriage and he won't do anything unless we pay everything up front. And I called about a line of credit today and was declined because we don't have enough equity on our house and can't afford a normal loan that's going to be two or three hundred dollars a month to pay off. Bottom line is we're going to have to leave our house. We've looked at all of our options and that's the only one we have. No one we know has any money, let alone any money we could borrow. We both come from very poor families and we're better off financially by a long shot than my parents, that's for sure. His parents just spent 40k redoing their kitchen and are still paying on that so I don't think they have anything either. DH is supposed to ask tomorrow, but I don't see it happening and that's our last shot at staying here. We paid for an inspection before we bought this smurfing house and it makes me so upset that within a month of moving in we had to start dealing with this. I don't even want to deal with it. I have to work 9 hours a day and I go to school full time, I never see DH because we work opposite shifts because we can't afford daycare. Unless one of us can work from home we can't even get a second job because as soon as he gets home from work I leave for work and we have no one to watch DS.