Forums > Free for AllPage 1 2 3by: almuuh

re: ...................

posted 8th Jan
Quoting ----&&:" For our insurance they just have to provide half the living expense and be able to be claimed as a dependent...don't ... [snip!] ... and if not claimed as a dependent he would just pay the difference come tax time from them taking out the premiums pre tax."



Oh wow... no, you can't do that in Kansas at all.

The only people you can cover on your insurance is yourself, legal spouse and legal dependents (children, step-children, ect).

Taxes have nothing to do with any of it.
quote
I'm due December 9th (it's a surprise), have 1 child & live in Kansas
posted 8th Jan
Quoting loser mom:" Oh wow... no, you can't do that in Kansas at all. The only people you can cover on your insurance ... [snip!] ... is yourself, legal spouse and legal dependents (children, step-children, ect). Taxes have nothing to do with any of it. "

You should move a few hours south then...and change employers. I'm sure its gone up now that they have all these healthcare reforms but when I was a manager at AE my insurance was $100 a month for 90/10 coverage and my deductible was $200...their "cheap" plan that was 50 a month was the standard 80/20 with 500 deductible. So works for an insurance company and his is smurffy and expensive.
quotesmurfs?
I have 2 kids & live in Scituate, Rhode Island
posted 8th Jan
Quoting ----&&:" You should move a few hours south then...and change employers. I'm sure its gone up now that they have ... [snip!] ... was 50 a month was the standard 80/20 with 500 deductible. So works for an insurance company and his is smurffy and expensive."


A family policy through my job is around $1100 - $1300 a month, depending on which deductible you want.

I ended up taking out a policy on my own... it's only 275 a month, but doesn't cover much and the deductible is still 7500.

It's ridiculous.
quotesmurfs?
I'm due December 9th (it's a surprise), have 1 child & live in Kansas
posted 8th Jan
Quoting loser mom:" A family policy through my job is around $1100 - $1300 a month, depending on which deductible you ... [snip!] ... out a policy on my own... it's only 275 a month, but doesn't cover much and the deductible is still 7500. It's ridiculous. "

To cover my son as well it would have been almost 169 a month but that's cheap. The majority of their employees are part-timers though so they could easily afford to cover most of the cost for the full time employees. 1100 is super super steep omg.
quote
I have 2 kids & live in Scituate, Rhode Island
posted 8th Jan
Quoting ----&&:" To cover my son as well it would have been almost 169 a month but that's cheap. The majority of their ... [snip!] ... though so they could easily afford to cover most of the cost for the full time employees. 1100 is super super steep omg."


I know.   I have a couple co-workers that literally have nothing left to their paychecks after insurance and taxes.

I'd take 169 dollars anyday!  
quote
I'm due December 9th (it's a surprise), have 1 child & live in Kansas
posted 8th Jan
Quoting loser mom:" I know.   I have a couple co-workers that literally have nothing left to their paychecks after insurance and taxes. I'd take 169 dollars anyday!  "

I think its redic to pay thousands in premiums to have to turn around and pay co-pays, plus deductibles plus 20% after that, if you don't go to the doctor much its pretty much just cheaper to pay out of pocket.
quote
I have 2 kids & live in Scituate, Rhode Island
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