Quoting Ashley Jean ♥:" I think all banks do... I could totally be wrong though. I do know some banks have a minimum that they ... [snip!] ... is $1000.....but I think your credit has to be AT LEAST 700. It wouldn't hurt to try though. Hopefully they'll do it for you!"
Yeah, it has to be at least 700 :/ Mine went up to 581, it was like 530. But still not good enough. So, no loan or CC for me.
What she told me I could do, though. Is Saturday when I get paid... write a check for $500 and give it to the repair shop. It'll take my cash out of my bank account, then overdraw me like $200. She said they have something like a forgiveness loan. It's for when people are so far overdrawn, and can't catch up because of the penalties piling on. So... if I overdraw $200, the loan will be for $200 and will put my account back at $0. Then I'll have to pay monthly for the $200 loan. Which I can pay off in 2 paychecks.
That's if I have no other resort... because I'd really like to have my car before Saturday.