Quoting MariyamBezhan:" Everytime i talk to him about it he calls me unthankful and i feel bad about myself. Honestly id just ... [snip!] ... i was pregnant. it wasnt like this before because i used to live closer to my parents and they'd give me access to their car."
You're MARRIED, you shouldn't have to be asking for your parent's car....and you shouldn't have to ask your husband for bus money.
Also, if he's working full time, why are you having to apply for government insurance? Why isn't he providing it?
He should emotionally abusive through being controlling and when you say anything, he puts you down so that you start to believe you're ungrateful, when you're trying to be a mother.
You need to go out and get a job and start earning your own money, and just bank it. You need to have your own source of income because you cannot rely on this fool.
And honestly, if it doesn't change, get out. That's no way to live.