Quoting Caimma:" Thats a strange concept for us because Hospitals are free for us."
I know. Lucky!
Some insurance is really good, other's not so much. It typically is based on what you can afford.
For instance, I have top notch insurance. My husband's company takes out his portion of it from his paychecks. From what I know it's about 200.00 before fed taxes a month.
I'm 20 weeks into my pregnancy and I haven't paid a cent. However, when I check in to have my baby, I'll owe the hospital 100.00 per day for the care of me and my son.
Other insurance programs might have you pay a certain amount of all procedures or a visit fee of aprx 20.00 or both.
I wish we had universal health care. I don't think anyone should have to pay big fee's or go with out for lack of being able to pay.