Quoting Mami™:" I agree. Thats my problem though, I am a big planner too and a perfectionist on top of that (bad ... [snip!] ... on getting it anyway, just wanted to mention it, because otherwise people would suggest getting on that plan - easy fix. ;) "
I didn't figure you to be the type
However, you are right. It is always suggested in these types of conversations. I will never understand that mentality.
I was a HUGE planner with my pregnancies. We did have the home, the SUV and the insurance. We also had the bank account to support my end of the bills should complications arrise. Well, it took us YEARS to get pregnant. When it finally happened, I ended up pregnant with twins. lol Yup, good thing we planned! I ended up loosing my job (I had been there more than 4 years) because of my pregnancy. Illegal, yes. Could I prove it? No. Arizona is a right to work state so the burden of proof was on me not the employeer. Anyway, I ended up not working until the girls were 16months old. Then I went back part time and it just wasn't worth it. We didn't need the money but when I went to work, it ended up costing more money than just me staying home. With my son, I ended up blood transfusion dependent. Every 10-14 days I got 2 units of blood as a result of a blood disorder (the key player in why it took me so damn long to get pregnant in the first place) that was fired up after the stress on my body from the twins.
So, needless to say... planning helped us A LOT but, it didn't save us. Fortunately, my husband has a lucrative career that has kept us afloat. I couldn't imagine if he didn't. My kids were all born when he was a USFS wildland firefighter. He had Federal Employee Insurance. The best out there really. To have the twins (c-section, every dr apt, u/s and the hospital stay) it was $100. It was $150 for my son. That included everything that I had with the twins and all my blood transfusions. He has since left the Forrest Circus but, had we not had that insurance and had I not had the career I did, I just don't want to know where we would be.