One more PayPal question...

posted 3rd Dec
I made an online order on the 23rd November, Black Friday sales, and paid via PayPal. Email from the company on 30th saying my order was shipped that day. My PayPal account still says this payment in pending, why would a company ship with payment still pending? There's no payments pending in my bank account.

Also, if PayPal tried to take the funds out of my account and there wasn't enough money available, what happens then? Do they try and take it again a different day or would my account (bank or paypal?) go into overdraft

I made 2 other purchases today via PayPal and those funds have already come out of my bank account. Why wouldthisnorder be taking over a week?
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I have 3 kids & live in New Zealand
posted 3rd Dec
from past experiences if paypal cant cover the cost, then the balance will be taken out of your bank account or whatever you have hooked up to your pp
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I have 1 child & live in Chicopee, Massachusetts
posted 3rd Dec
The only question from that I can answer is yes, when your account is lacking funds, PayPal will just overdraw your account. Freaking overdrew my account like 2$ just to be charged a 35$ overdraft fee  
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I have 3 kids & live in Indiana
posted 3rd Dec
I don't have an "answer" for you, buuut, i use paypal for a lot of things and it hasn't been uncommon to get one email for the receipt and a week later the money finally being taken out. (actually, that's almost every time i use it)
As far as if the funds aren't there, i'm not exactly sure.
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I have 3 kids & live in Washington
posted 3rd Dec
Most companies do not take a payment until the item ships. As an example, I placed an order with my paypal debit card on Cyber Monday and it JUST cleared paypal today and the excess funds that were not in my paypal will be taken from my bank account tomorrow.

It is just the way companies work. They place an authorization on the funds and then that clears and the $ doesnt actually come out until later.

If you have your bank account linked to your paypal they will take the excess funds from your bank account.
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I have 2 kids & live in Alaska
posted 4th Dec
Yea I don't put any money in my PayPal so everything just comes from my bank account.
I'm silently freaking out because I actually used my SOs debit card and he "forgets" things quickly and I'm paranoid they've tried to take the funds out I his account and there hasn't been enough.

I've always used my own account (different bank to SOs) and I have a 'payment pending' thing. Like if i bought something for $40 it will say in my account is $100 but 'available funds' is $60. His bank hasn't done this?

And I thought it was strange they would ship my stuff before payment was actually cleared. Ahhh I just want my shoes LOL I got a sweeeeet deal!
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I have 3 kids & live in New Zealand
posted 4th Dec
Quoting h*:" I made an online order on the 23rd November, Black Friday sales, and paid via PayPal. Email from the ... [snip!] ... purchases today via PayPal and those funds have already come out of my bank account. Why wouldthisnorder be taking over a week?"

On the over draft part, it depends on how you have your paypal set up. If you have a back up bank account, then it will try to pull money from there and if the funds were not in your bank account, then that account will go into overdraft. If you have a debit paypal card and you did not have the funds in it or set up where it wont pull funds from your bank account, then the payment will not go through and the item wont ship. I have had paypal say pending, and get an item before it was cleared. The company may have not turned in all the transactions until either the end of every week, some don't turn in transactions until two weeks. They have their money, but they have to turn in all transactions into the head hanchos of the company to be logged through them. *sorry i'm not good at explaining it. It's just what I remember when I worked for different companies and had to print all transactions, make sure they were all accounted for and deposit the slips either at the end of the week or every two weeks. It just depends on the company. For larger companies I believe most done electronically and will be automatically clear. Some smaller ones will clear with them, but until the slips reach corporate, your account will say "pending" *not sure if corporate is the right word. sorry my brain is kinda out of it at the moment. If they shipped it, then it will clear, it just has not gotten back to your account that it went through without a problem. I'm going based on my work experience with companies when I handled the paperwork and billing. As long as you check your stats in your paypal account and make sure to subtract the pending from the balance then you wont go over or have a payment be declined.
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I'm due February 6th (a girl), have 1 child & live in Texas
posted 4th Dec
<blockquote><b>Quoting Cady Browne Kendrick:</b>" On the over draft part, it depends on how you have your paypal set up. If you have a back up bank account, ... [snip!] ... paypal account and make sure to subtract the pending from the balance then you wont go over or have a payment be declined. "</blockquote>




Oh cool I think I understand thanks!
I don't have much experience with PayPal
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I have 3 kids & live in New Zealand
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