I normally have a tank top on at least, and i have to have sex under the blankets. I'm not happy with the way i look (i really need to start exersising) so i cover up
No even fancy lingerie comes off. Could take me 10 mins to get it all on n fixed n he takes it off in matter of seconds. I try to leave a shirt on if I wanna cover up but that comes off too.
It really depends on the scenario. If we're somewhere sneaky unleavened everything on and just lift my skirt or something. If we're trying to be quick (but not in the shower) I will leave my nights gown or tank top on. If I'm being sexy I will leave my lengerie or sexy shoes on if it's easy to do while still having good sex.
But I NEVER leave my socks on. I Just feel like naked in just socks is the least sexy you can be. Lol