Quoting TheNuge:" I feel differently. Your coverage is less becasue your employer is chosing less coverage. Rates are ... [snip!] ... much to do with my care or the care of loved ones or the care of total strangers. They will ruin a good (not perfect) system."
Coverage is less because of the cost of higher coverage insurance. Everyone I know has less coverage than they used to - everyone. I don't know anyone who has less than a $1,000 personal $2,000 family. Maybe I feel the way I do because I have been in the workforce for over 20 yrs & remember when I used to get insurance at NO cost to me & got it for my family (I was single & not married then, but if I were married with kids, they'd have been covered). The ONLY people I know who have "good" coverage that is anywhere near like I remember (and have dental coverage & optical) are government employees OR have medicaid. Everyone else I know is just like us or in worse shape for coverage. The birth deductible was weird thing, but being as I worked predominantely with older men, maybe they didn't read the fine print either when choosing a policy as it wasn't the big priority in coverage. It did have good drug coerage, but being as my family takes no prescriptions, pretty much ever, it was of no use to us.
I get what you are saying - I do. But I have 3 friends that all live in different countries that each have government health coverage. They ALL have complaints about their various systems BUT they all agree it is better than what is happening here. So overall, no I have no fear of Obamacare or any other healthcare that is put in place.
I worked as a pharmacy tech for a decade. I watched COUNTLESS people trying to decide which meds were more important to fill because they had only this much money. I watched elderly people take pain meds over heart meds because they couldn't live with the pain & they would get the heart meds when their check came in. And I don't blame them, if I fell down the stairs I might take the pain meds too over the heart meds. I saw too many people who were scraping pennies trying to afford medications & were often going without. It is a silly way to live when you are only allowed to have as much healthcare as you can afford. I suppose we ought to do that with all public services, you can have as much police protection as you can pay for, as much fire department assistance as you can pay for, etc.
And as far as I know - you *can* have private insurance if you choose to under the new plan.
And yes - costs have gone up AND insurance companies have also recorded record breaking profits.
Saying the costs to us going up are directly related to the costs of healthcare going up is hogwash. It's like sayin gteh cots of gas going up is directly related to crude oil prices...well yes & no - because again, when gas prices skyrocketed for us, due to a supply issue, amazingly again, it was record breaking profits for the stockholders. Is the pric eincrease related to increases in cost? Sure, insofar as it means they can feed us a line of BS & increase it twice as much as they need
to & convince us it's not their fault.
On a side not e- the cost of garbage pickup her ei sgoin gup 50% as of Jan 1. There is a note letting me know the price has to
increase because the price of garbage per TON has gone up $5...really? How fascinating - because that in NO WAY relates to a 50% increase overall. I put the garbage out & can promise it never weighs more than 30lbs...so in a month MAYBE 120 lbs which may get close to 1 ton in a years time.
They all do the same deal - their costs go up a little, so ours goes up a lot.