I was in that position which is why I am where I am now. If it wasen't for going back to school, I would still be living off of welfare. Was on it for a year, went to school for a year, and have landed a great position at a law firm but will be taking mat leave for the next yr at the end of December but will be coming back to a better payed position once I get licensed as a Paralegal. So yea, I would be screwed lol.