Quoting Back to Noob Status:" I don't know about that. Daycare alone is expensive if you don't have a SAHP. And, tbh, I want to be ... [snip!] ... I would like to take them to Disney world and put them through college and be able to spoil them every now and then."
i lucked out on this. see even though we are "pay check to pay check"
my kids still have a college fund and we are going to disney world in about 5 years. ..... BUT not with our expense. we have family memebers that started accounts for each child and during birthdays and holidays and stuff they deposit money to make it grow. we just got lucky.. otherwise my kids would pay for themeselves.. but honestly, my parents could have afforded college for my brother and I, but we had to pay for it ourselves and "earn" scholorships.. i didnt earn any but my brother did. lol smurf i barely even went to college.
if it wasnt for family doing that for my kids, they would be on their own. i think its a good insenitive to get good grades in HS.