Forums > Resources & Linksby: V & E's Mom!

Nissan Rogue

posted 11th Nov
How much a month do you pay on it, and do you like it? I have a 2003 Honda civic. It's 2 door and its not practical for 2 kids in carseats plus stroller plus groceries lol

I am looking at a year 2010-2012.
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I have 2 kids & live in Stockton, California
posted 11th Nov
Quoting V & E's Mom! [23 weeks]:" How much a month do you pay on it, and do you like it? I have a 2003 Honda civic. It's 2 door and its ... [snip!] ... It's 2 door and its not practical for 2 kids in carseats plus stroller plus groceries lol I am looking at a year 2010-2012."

of course it depends on your credit. go to Nissa usa and build one, or if you have a dealer that lets you shop online you might find one there. I'd love to have one, but my credit is screwed for another year or two.



I just picked the top of the line rouge and made a few minor adjustments to it. It was only 30,000. Not knowing your credit score, i just picked "good" which was 660-699 and it came up at about 460 a month. If you can get better financing or have a better score, obviously it will be cheaper.

I hope that helps.
off to the clunker lot I will be heading in may.
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I have 3 kids & live in New York
posted 11th Nov
<blockquote><b>Quoting Devil Duckie:</b>" of course it depends on your credit. go to Nissa usa and build one, or if you have a dealer that lets ... [snip!] ... I'd love to have one, but my credit is screwed for another year or two. off to the clunker lot I will be heading in may. "</blockquote>




I only have my iPhone for Internet right now.   we should finally be getting Internet again tomorrow or te day after. But Nissan USA won't run on my iPhone. I believe my credit was in the higher ends of 700s. I haven't had it checked in a while. But that's where it used to be. Is it something you could possibly try to get some guesstimates for me? Lol because even when we do get Internet, I won't really have time to play on my comp.  
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I have 2 kids & live in Stockton, California
posted 11th Nov
Quoting V & E's Mom! [23 weeks]:" <blockquote><b>Quoting Devil Duckie:</b>" of course it depends on your credit. go ... [snip!] ... try to get some guesstimates for me? Lol because even when we do get Internet, I won't really have time to play on my comp.  "

we're streaming a movie at the moment, so my internet is sluggish on sites like that. I'll try. However, with a fantastic credit score like that, you'll want to check your local credit unions. I'm sure you can get a better rate than through Nissan USA.
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I have 3 kids & live in New York
posted 11th Nov
Ok. excellent credit with out a down payment was 506 a month and then went to about 430 with a 3000.000 down payment. I forgot I factored in a DP. Again, i bet you can get a much better payment with a credit union or other bank. Car company financing tends to rip you off.
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I have 3 kids & live in New York
posted 11th Nov
<blockquote><b>Quoting Devil Duckie:</b>" Ok. excellent credit with out a down payment was 506 a month and then went to about 430 with a 3000.000 ... [snip!] ... Again, i bet you can get a much better payment with a credit union or other bank. Car company financing tends to rip you off. "</blockquote>




Yeah my job actually is contracted with a great credit union so I think I'll go there. My DP will be about $4000? Maybe. I'm gonna sell my civic and save about 1500 on top of that. So whatever I can get for my civic. Hoping $3000 or $4000.

I want to try to keep my payments at about... $300 a month lol idk if that's possible bc I've never bought a car before.
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I have 2 kids & live in Stockton, California
posted 11th Nov
<blockquote><b>Quoting Devil Duckie:</b>" Ok. excellent credit with out a down payment was 506 a month and then went to about 430 with a 3000.000 ... [snip!] ... Again, i bet you can get a much better payment with a credit union or other bank. Car company financing tends to rip you off. "</blockquote>




Yeah my job actually is contracted with a great credit union so I think I'll go there. My DP will be about $4000? Maybe. I'm gonna sell my civic and save about 1500 on top of that. So whatever I can get for my civic. Hoping $3000 or $4000.

I want to try to keep my payments at about... $300 a month lol idk if that's possible bc I've never bought a car before.
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I have 2 kids & live in Stockton, California
posted 11th Nov
<blockquote><b>Quoting V & E's Mom! [23 weeks]:</b>" <blockquote><b>Quoting Devil Duckie:</b>" Ok. excellent credit with out a down payment ... [snip!] ... I want to try to keep my payments at about... $300 a month lol idk if that's possible bc I've never bought a car before."</blockquote>


Trying to keep a payment at or about 300 is VERY hard to do on new cars. DH & I bought a brand new 2012 soul, down payment was 4,000. We both have EXCELLENT credit. We got our payments to 289 a month with 3% interest. That is very, very hard to do with a new car.
Do you know your credit score? They're going to need bank account info, savings info, past housing (payment wise) info plus a lot more. They asked us for 5 non relative references and did call all of them. They needed bill info to make sure we pay our bills on time. Be prepared to be there a long time & for it o be a tough day. You need to negotiate too. But since you're the only one on the car I take it, I'm honestly thinking you're going to have high payments and interest rate.
& the online thing....it's pretty much pointless to do...IMO.
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I have 2 kids & live in Arizona
posted 11th Nov
Quoting Mr's&Family*:" <blockquote><b>Quoting V & E's Mom! [23 weeks]:</b>" <blockquote><b>Quoting ... [snip!] ... thinking you're going to have high payments and interest rate. & the online thing....it's pretty much pointless to do...IMO."

not everywhere you go is going to ask for that many references and all that bank info. where you went was really anal.
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I have 3 kids & live in New York
posted 12th Nov
<blockquote><b>Quoting Mr's&Family*:</b>" <blockquote><b>Quoting V & E's Mom! [23 weeks]:</b>" <blockquote><b>Quoting ... [snip!] ... thinking you're going to have high payments and interest rate. & the online thing....it's pretty much pointless to do...IMO."</blockquote>




I have a high credit score and would be buying a used and not brand new car.
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I have 2 kids & live in Stockton, California
posted 12th Nov
<blockquote><b>Quoting Devil Duckie:</b>" not everywhere you go is going to ask for that many references and all that bank info. where you went was really anal. "</blockquote>



I went to a regular Kia dealership. Same thing happened at the Saturn one a few years back....in a different state.
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I have 2 kids & live in Arizona
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