My SO is waiting to hear back from Best Buy to see if he has a job there (seasonal hire on, but if he does a good job they told him he has the potential to stay), and it made me wonder if I should go and apply for a job too, because I know it would be very helpful for us. My only concern is the girls, especially Ness. She has weekly physical therapy appointments at our home, and we're working on getting her into private physical therapy where my sister went, and my sister went for an hour or two for about two times a week. And we don't have money for childcare. And I don't feel comfortable leaving them with anyone I don't know, especially since Ness isn't a typical baby and is going to need to be worked with a lot.
The only place I would feel safe leaving them is the certified in home daycare that I used to work at, worked there for 3 years and I know the owner and all the children there very well, minus a few kids who started going there after I stopped working there. And she charges $30 a day for each kid, most likely a discounted price if the child goes there regularly, none the less, money we don't have.

We are currently waiting to get Ness approved for SSI. I'm pretty sure she will be, my little sister had autism and was approved, so I think Ness would be approved because she has down syndrome. But I'm looking for opinions, do you ladies think it would be a good or bad idea for me to be a SAHM if Ness gets approved for SSI? I just don't feel comfortable leaving her with anyone, especially so young. I was planning on looking for work after my pregnancy ended, but when we found out she had DS, that kind of just changed my whole perspective on things, especially since I work with her daily. Would I be in the wrong to stay home with the girls if we get SSI for Ness? Should I still go get a job? SO would probably we working daily if he gets hired on at Best Buy. I just don't know /: A little advice would be appreciated, but please no rude comments. TIA

I don't think a job at Best Buy is a good enough income to support a family of 4. You should go and get a job too.

That's a hard call, if you truely can't afford child care and are working with your LO, maybe it is best you say home. Just make sure you weigh your options!

If you can afford it, I think the best think for her is for you to stay at home with her.

Get a job. A job at Best Buy that isn't guaranteed for more than one season isn't enough to aptly support a family of four should something bad happen, at least not in my opinion. You can never bring in too much income either. It's better to be safe than sorry and while you'll have to pull strings to figure out your situation regarding appointments and such there are plenty of ways to work around schedules.

Good luck.

I would say since she is special needs I would stay being a SAHM. I'm a SAHM because among other things my daughter is special needs. I know her needs and don't feel comfortable leaving her with other people

Quoting ƒideℓis ϟ:" I don't think a job at Best Buy is a good enough income to support a family of 4. You should go and get a job too."

He's also going to school and we get by on his loans.

If she doesn't get SSI, then yes I would most likely go get a job. We applied a few months ago so i'm hoping to hear back from them soon. I'm asking if we do get it if I should be a SAHM. If we don't I know I can't.

Honestly if you can afford to stay home, I think that would be the best option. My sister in law has DS and my mother in law says that her biggest regret was going back to work. But thats just my opinion. Good luck, Im sure you'll make the right decision for your family!

Quoting Nova and Nessa's Momma:" He's also going to school and we get by on his loans. If she doesn't get SSI, then yes I would most ... [snip!] ... ago so i'm hoping to hear back from them soon. I'm asking if we do get it if I should be a SAHM. If we don't I know I can't. "

His school loans should be for school...just saying...

The way I see it is childcare would probably be alot of your paycheck. You aren't comfortable having someone care for her you don't know, so it seems to me staying at home is the right thing. Idk if you said it but do you have any close friends or family willing to watch your kids? Maybe if that could work your money would go towards helping your income versus childcare. Kwim?

Quoting S&T+1:" If you can afford it, I think the best think for her is for you to stay at home with her. "

Yeah I agree.

since you have a child with special needs in the state of washington the state will cover your childcare costs

<blockquote><b>Quoting ƒideℓis ϟ:</b>" His school loans should be for school...just saying..."</blockquote>

Sometimes there's leftover money for families. Dh gets the gi bill for school and pays for school and books and there's leftover money for what we need. Its tight but doable. He only works because he wants to, if he didn't want to money would be super tight but he has the choice, thankfully.

One more thing: Enough cannot be said when it comes to being able to provide financial security for your family. Unfortunately one parent working at Best Buy for one season isn't exactly a reliable source of stability when it comes to finances. You can always figure out ways to find childcare, work around your appointments, etc. but you absolutely can't live off of loans and a job that isn't even guaranteed for more than a few months. The latter option puts your family at GREAT risk. Finances are no joke. If you're struggling with money then I would say you absolutely need to go to work, at least for now. You should eventually have a decent savings account before even thinking about not working (at least in my opinion) because quite honestly smurf happens. What if you were to get into a car wreck or what if you or your husband got sick? All kinds of terrible things happen and unfortunately a family of four living off of one meager income is inviting all kinds of trouble should something bad happen =/. I don't mean to sound harsh but you're putting yourselves in a precarious situation.