my SO is scaring me

Ok so my SO has been talking about he is dying for the last few days due to some medical issues that we have yet to find the cause. All he can talk about is I'm strong enough to take care of LO on my own when he does die. Today he tells me I should take out an insurance policy on him. My question is how do I go about doing this especially since we are not married?

He takes out a policy and puts you as the beneficiary.

ETA: DH and I did this. I don't want to take out my own policy on him in case something happens. I've seen too many crime shows.

<blockquote><b>Quoting khigh:</b>" He takes out a policy and puts you as the beneficiary."</blockquote>




This!

If hes being honest...its going to be hard to get a policy javascript:insertEmoticon(' ');

If it's for real, it's hard to get a policy, at least a decent one with a pre-existing condition.  

<blockquote><b>Quoting khigh:</b>" He takes out a policy and puts you as the beneficiary. ETA: DH and I did this. I don't want to take out my own policy on him in case something happens. I've seen too many crime shows."</blockquote>

Ok who do we call for him to do this? Sorry neither of us have any experience in this kind of stuff

Quoting RJ is Mommies Baby:" <blockquote><b>Quoting khigh:</b>" He takes out a policy and puts you as the beneficiary. ... [snip!] ... Ok who do we call for him to do this? Sorry neither of us have any experience in this kind of stuff"

Is he actually dying or scared or whats going on? You just call a life insurance company.

<blockquote><b>Quoting Keyboard Warrior.:</b>" If it's for real, it's hard to get a policy, at least a decent one with a pre-existing condition.  "</blockquote>




That sucks.I'm due in a few weeks he's making me freak out what if something really happens

If he is that sick, no one will want to take him, and as far as I know, it takes time to pay into a policy before you get anything back   but if you can find someone who will, then him doing it and putting you as the benificiary would prob be best.

<blockquote><b>Quoting Shannonsfirst:</b>" Is he actually dying or scared or whats going on? You just call a life insurance company."</blockquote>




Scared of what the doctor will finally find.

Random question what's the moderate button on some of your replies for?

Quoting RJ is Mommies Baby:" <blockquote><b>Quoting Shannonsfirst:</b>" Is he actually dying or scared or whats ... [snip!] ... or whats going on? You just call a life insurance company."</blockquote> Scared of what the doctor will finally find."

well....In my experience, no sense worring about things you have no control over. Hes got to stop and he needs to stop worring you.

Insurance is not going to happen if he has all this going on.

Life insurance is complicated. It requires a physical exam, it requires honest answers and time to process and look into your health and past histories. It won't happen overnight or even in a week or two sometimes it can take a month or more. And if he were to die within the first 2 years they can and likely will look for any reason to believe he lied on the application and refuse to pay.