Quoting Rette Mich:" CHIPS is a insurance that is covered by the state."
Thanks for letting me know about that (ETA: bummer, I see CHIPS is only available in TX
boo!). Since a couple members seem very certain that I am fake or another member, something like that, accusations, which are false, for privacy reasons, I'm going to be deleting the OP and replies. Glad to hear the OT is working for your LO. I know how hard it can be, especially with other people insisting nothing is wrong and not understanding. Take care