Quoting shes*almost*one!:" <blockquote><b>Quoting Lucid Dreamer:</b>" I live in south Florida with full coverage ... [snip!] ... to raise rates for non auto related things."</blockquote> That is soooooooooooo smurfing cheap. You should be happy"It was far cheaper before I moved to south Florida and considering my coverage and driving record I should be paying a lot less. As for me being happy it would take a one hour orgasm.